GETTING STARTED ON YOUR MORTGAGE
LOCAL PROCESSING, UNDERWRITING, & CLOSING
All financing stages of your loan – from processing to underwriting to funding – are handled at Bell. Our in-house team ensures a quick, accurate and smooth process all the way to closing day. And we work in harmony with local and national lending sources to find you the best possible rate and terms.
Buying A Home
As part of your application for buying a home, you’ll want to gather:
Residence history for the past two years
Legible copy of photo ID for each borrower
Employer name(s), job title(s), and dates of employment for the past two years
Federal tax returns for the past two years (including all pages and schedules) and business tax returns if applicable (25% or more ownership)
Current pay stubs covering the most recent 30-day period
Bank statements for the past two months (all number pages, even if blank or advertisement)
Investment and retirement account statements for the past two months or most recent quarter (all numbered pages)
Name and contact information for homeowner’s insurance agent If you own other real estate that is not being sold:
Mortgage account information: current statement and if not escrowing, proof of taxes and annual insurance
Second mortgage or home equity statement (if applicable)
Contact us
IDS CENTER
80 South 8th Street, Suite 4905
Minneapolis, MN 55402
612-224-2000
info@eliteagencymn.com
