Ensuring You A Successful Mortgage Experience
Here are some tips to make sure your loan is processed and approved with as few obstacles as possible. Our goal is to provide our clients with a seamless loan process; keeping these suggestions in mind will help us to provide you with a stress-free home buying experience.
Please avoid any of the following:
Changing jobs, becoming self-employed or quitting your job.
Spending money you have set aside for your home purchase.
Purchasing or leasing a new automobile.
Purchasing furniture, electronics, appliances or other costly items.
Opening new bank accounts.
Transferring funds between accounts.
Making large deposits without first consulting with me. Any significant deposits outside of payroll will need to be documented.
Missing payments, letting credit card balance grow or letting your accounts fall behind.
Having your credit report pulled by others creditors.
Co-signing any type of loan.
Accepting gift funds for the down payment without talking to me first (there are special steps for this process).
Keeping information from my team that is important to your closing. From changes in martial or job status to travel plans before close, being upfront from the start will make the process easier!
80 South 8th Street, Suite 4905
Minneapolis, MN 55402